Charlotte 49ers vs Temple Owls prediction
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Last line before the game
| Moneyline | Charlotte 49ers +850 · Temple Owls -1800 |
| Spread | Temple Owls -19.5 |
| Total | 46.5 |
Latest line across Bovada, Draft Kings.
Matchup
Charlotte 49ers visited Temple Owls at Lincoln Financial Field on Saturday, October 17, 2026 at 12:00 PM CT, on ESPN+.
Charlotte 49ers came in at 1-6; Temple Owls were 2-5.
On the moneyline the market favors Temple Owls at -1800, with Charlotte 49ers at +850 — once the bookmaker margin is removed, that prices Temple Owls at about 90% to win.
The spread has Temple Owls at -19.5 and Charlotte 49ers at +19.5.
That line has moved from Temple Owls -21 when we first tracked it.
The game total is 46.5.
The total has moved down from 49.5 since we first tracked it.
Final: Charlotte 49ers 38, Temple Owls 31. Charlotte 49ers won.
Our NCAAF record
| All-time | 14-17 (45%) · 1 push |
| This season (since Aug 1, 2026) | 14-17 (45%) |
| Last 14 days | 2-3 (40%) |
Win rate and record of every NCAAF pick sent to members on the current model, graded after the final whistle. Full track record →