Memphis Tigers vs Charlotte 49ers prediction
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Last line before the game
| Moneyline | Memphis Tigers -1500 · Charlotte 49ers +775 |
| Spread | Charlotte 49ers +20.5 |
| Total | 52.5 |
Latest line across Bovada, Draft Kings.
Matchup
Memphis Tigers visited Charlotte 49ers at Jerry Richardson Stadium on Saturday, October 3, 2026 at 10:00 AM CT, on ESPN+.
Memphis Tigers came in at 4-1; Charlotte 49ers were 0-5.
On the moneyline the market favors Memphis Tigers at -1500, with Charlotte 49ers at +775 — once the bookmaker margin is removed, that prices Memphis Tigers at about 89% to win.
The spread has Charlotte 49ers at +20.5 and Memphis Tigers at -20.5.
That line has moved from Charlotte 49ers +20 when we first tracked it.
The game total is 52.5.
The total has moved down from 54 since we first tracked it.
Final: Memphis Tigers 59, Charlotte 49ers 8. Memphis Tigers won.
Our NCAAF record
| All-time | 14-17 (45%) · 1 push |
| This season (since Aug 1, 2026) | 14-17 (45%) |
| Last 14 days | 2-3 (40%) |
Win rate and record of every NCAAF pick sent to members on the current model, graded after the final whistle. Full track record →